Nowadays, mobile phones are more than just fancy devices; they’re essential because they’re technology-driven and connected everywhere, so investing in one is a no-brainer.
Credit Card-Free Smartphone Buying Tips
If you’re thinking of getting a new smartphone and are weighing out the kind of EMI options available to you, the first thing to note is a zero down payment on mobile phones online without a credit card.
The problem is that most buyers don’t have access to credit cards, while others prefer not to use them. At the same time, they would prefer not to pay full price for the smartphone they need. So what happens next? With prices increasing, people look for alternative methods to purchase a phone.
It is easy, secure, and fast to purchase a smartphone with a no-cost EMI mobile through a popular, speedy online shopping experience. Take a look at the top shopping stores and you will see various ways to buy most of the new mobile phones on Bajaj Finserv Insta EMI Card Flipkart. Here you won’t need to worry about using your credit card as you already have another way to finance your smartphone purchase.
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Consumer Loans
Mobiles bought on EMI without a credit card are most commonly purchased using durable consumer loans. These loans can be taken out by financial providers for instance, or online platforms offering similar installment plans, and are typically used to purchase appliances like ACs, microwaves, refrigerators, and more. Consumers generally don’t have to provide collateral while applying for these loans, and minimal paperwork is involved.
EMIs on debit cards
You can also purchase a mobile phone with your debit card if you require no-cost EMIs. You can make a purchase and repay the borrowed amount through easy EMIs, for example, by selecting the best plan based on your financial needs. leading banks will however check to see if you’re eligible for this payment option.
EMI cards
EMI cards let you make any purchase with easy monthly payments by converting them into EMIs that are paid back over a certain amount of time. EMI cards are usually a smaller pre-approved loan amount that enables this kind of payment method.
Wrapping Up
It is easy to purchase mobiles on Bajaj Finserv Insta EMI Card Flipkart at no extra cost. so, if you follow the methods given against each of the payment options above when choosing the EMI payment without a credit card. Next, you need to pick a suitable plan and then proceed with making payments easily and conveniently. The EMI option lets you purchase awesome flagship smartphones with higher price tags that you love without straining your budget. It also offers you a highly convenient and comfortable way to repay your loan.
